The First Carolina Difference

At First Carolina Mortgage, Inc. we want to provide you, the consumer, with quality service, competitive rates, and most importantly, an education for your own financial security. At First Carolina Mortgage, we realize we cannot help everyone. But we can help lead our customers in the right direction.

First Carolina Mortgage recognizes that in the mortgage business, there are really only a couple of things that distinguish most mortgage companies. One is customer service. FCM has taken the steps to ensure quality customer service. When you call us during business hours, you will never get someone's voicemail. You will always get to speak to a live person. Our staff keeps the wait time at less than one minute even at peak hours. You can e-mail your questions in too!

Our other distinguishing feature is familiarity with our own loan programs. At other companies, many loans are delayed because a loan officer is unsure or doesn't recognize which loan program a customer is suited for. At FCM, we stress continuing education for our loan officers. A changing economy makes for ever-changing loan programs. A good loan officer knows all about both kinds of changes. And we strive to be the best.

First Carolina Mortgage is a Georgia Residential Mortgage Licensee

Some of the products we offer are:

  • Fixed-Rate Programs 

  • Adjustable-Rate Programs 

  • Equity Lines 

  • LTV to 100% on First Mortgages 

  • 125% LTV on Second Mortgages for Home Improvement or Debt Consolidation 

  • Lease Purchase 

  • Double-Wide Programs 

  • Land and Home Packages 

  • Foreclosure Buyout 

  • Bankruptcy Buyout 

  • Stated Income Programs 


6709-B Forest Park Drive
Savannah, GA 31406 
PHONE: (912) 691-0888
(Toll Free) 1-800-990-9981
FAX: (912) 691-1182
info@fcmloan.com 

We are a Georgia Residential Mortgage Licensee